Step-By-Step Guides: How To Transfer Visa Gift Card To Bank Account

Looking for a way to quickly transfer a visa gift card to bank account? Here is an in-depth look into some of the most popular and effective ways in which you can do that. Learn about these techniques here.

Visa gift cards have become a great gift over the last decade. Before that, people used to buy presents for their family and loved ones. That required a lot of effort and time out of your already hectic day. Plus, there was always the fear that the person would not like the gift that you had gotten for them. This led to additional problems and anxiety.

However, in the last 10 years, the trend of gift cards has become extremely popular. Instead of spending hours shopping for a gift, you can simply gift a card. This card could then be used by the person to buy anything of their choosing. This was fine for a while until another issue arose. What if the other person needs cash and does not want to use the card. Can they instead transfer visa gift cards to a bank account?

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How To Convert Visa Gift Cards To Cash?

This question grabbed the attention of a lot of people. Was this possible at that given time? For a while, people thought that it wasn’t. They thought that they were stuck with this gift card and that they had to spend it no matter what. But in this day and age, it most definitely is possible. Not only can you convert this visa gift card into cash but there are also multiple ways of doing it.

You can use different methods and techniques to convert this gift card in its entirety and send it to your bank account. There are also multiple ways of doing this so you can pick the one that is best suited for you.

This choice can often be impossible if you don’t have a clear idea about your preferences. Luckily for you, we have compiled a list of different ways in which you could transfer visa gift cards to a bank account;

Using The Visa Gift Card To Buy Other Company’s Gift Cards

This is one of the simplest ways in which you could transfer visa gift card to bank account. If you don’t want to use this particular card, you can always use it to buy a gift card from another store. In this way, you can make sure that your card gets used in the most efficient way possible. You can use it at a store where you want to buy something.

And sometimes these cards are available at a discount as well. So you can use your visa gift card and get additional value from it without an issue. Sites like Amazon and Steam and the clear choices give you a great alternative for your Visa Gift Card.

Adding The Amount To Your PayPal Wallet

This is another way in which you can transfer visa gift card to bank account. PayPal provides you the option of adding different prepaid cards to your account. It is an extremely easy process and you can transfer your entire Visa Gift card to your PayPal account.

PayPal accounts can be used to perform a wide array of transactions and purchases. You can also transfer the amount to your bank account if you are not looking to spend it. PayPal gives you a variety of choices on how you can use your Visa gift card.

How to Transfer The Gift Card To Your PayPal Account?

As stated above, the process of transferring your gift card to your PayPal account is an extremely simple one. These series of steps include;

  • Logging in to your PayPal account
  • Select the Wallet option that is present at the top of the page.
  • Selecting the link a card or bank option
  • Adding the relevant information that is present on the card and then linking it to finish the transaction

Adding The Amount To Your Venmo Account

Venmo Account

Just like PayPal, Venmo is another way in which you can transfer visa gift card to bank account. Venmo is a much better option than PayPal if you want to cash out your gift card. The PayPal process takes a significant amount of time in terms of processing the amount. But Venmo can do this relatively quickly without any major snags.

Venmo gives you another advantage that makes it significantly better than PayPal. This particular application does not charge any fee when you transfer the amount to your bank account. So, using this app, you can transfer your gift card in two to three business days without any hidden costs.

The Venmo app has a simple transfer process. You can select the add gift card option on their app and just add the details to complete the process.

Using Your Gift Card To Pay Your Bills

Using Your Gift Card To Pay Your Bills

This is the most direct way in which you can use your Visa gift card. This option does not require any long wait or a grueling transfer process. You can use your Visa gift card as a credit card and pay your bills directly. You will never actually get to see the money but it will be used effectively regardless.

How To Pay Your Bills Using A Visa Gift Card?

You can use this Visa gift card the same way as a credit card. It will be accepted by all vendors who accept the Visa credit cards for billing purposes. This gift card can be used in the same way as a regular Visa card. However, you need to check beforehand as all billing companies do not accept Visa cards as a valid payment form.

Visiting A Gift Card Exchange Kiosk And Trading It In

Visiting A Gift Card Exchange Kiosk And Trading It In

This is a super-easy way through which you can transfer visa gift card to bank account. They are located all over America in different shopping malls and departmental stores. You can simply enter the card information into the kiosk.

Things like the card number and other details need to be correctly entered. Once you have done that, you will be given a series of offers that you can choose from. After selecting an offer, you will be given a receipt which you can then take to the cashier to get your money.

This option is much easier as compared to the online alternatives. You do not have to wait a significant period for your transaction to finalize. You can simply head to any kiosk and obtain your amount in a matter of minutes.

Selling Your Visa Gift Card Through An App

Selling Your Visa Gift Card Through An App

A plethora of online apps exists that allow you to transfer visa gift card to bank account. This process is extremely quick as you can get it done in a matter of minutes. However, this particular process has its own set of drawbacks which is an inefficient option. For instance, if you decide to sell your gift card through an app, you will have to pay multiple fees to get it done.

Different online apps charge different fees depending on the value of the card. For example, applications like Raise are a popular choice for gift card transfers. However, they take a 15% commission after you have finalized your sale. This makes them a less than ideal choice when it comes to transfer visa gift card to bank account

There are also other applications like Prepaid2Cash that charge a little less in terms of commission. But you still have to pay them a certain amount of money after you sell your visa gift card.

How To Sell Your Visa Gift Card Through An Application?

This is a simple process that takes minutes to finalize the transaction. To do this, you simply;

  • Enter in the brand of your gift card and its details
  • Then they send you an offer through the app
  • If you like the offer you can accept it and the money will be transferred to your account plus some deductions

Selling Your Visa Gift Card To A Website

transfer visa gift card to bank account

There are hundreds of websites available that give you the option to transfer visa gift card to bank account. Websites like CardCash and Gift Card Granny have been active for years. Their sole purpose is to buy and sell gift cards.

Like applications, these websites also work on a commission. Once you find an offer like you like and choose it, they will deduct a certain amount from your wallet. There is also the problem of the medium of your gift card.

For instance, if you have a digital gift card, this process can be done in a matter of seconds. However, if it is a physical card, you would have to mail them the card which can take several days.
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Selling Your Gift Cards To Other People

transfer visa gift card to bank account

This is the most seamless and simple way in which you can transfer visa gift card to bank account. This option requires you to simply exchange the gift card for money with another individual. For instance, if you do not want to buy anything right now but your friend or a family member does. You can sell them this card and receive the money.

However, it is important to note that most of the time you would have to accept less money. This is the only way the purchase will make sense for the other person unless they are looking to spend it quickly.

Websites like Craigslist and eBay are perfect for finding deals like this as well. Constant deals and offers pop up on these sites and you can choose them if you are interested. But, you need to keep your eyes open for potential scams. Although this sounds unlikely, it has happened in the past. So it is better to be safe than sorry.

Using It To Buy A Money Order

transfer visa gift card to bank account

Stores like Walmart and Wholefoods have the facility of exchanging these gift cards for money orders. With that being said, these offers come at different intervals. You need to keep an eye open for these offers as they come and go fast.

Once you convert your card into a money order, you can easily transfer visa gift card to bank account. However, there is only a finite limit of money orders in each bank. So you need to make sure that you don’t buy too much or else the bank might reject them.

Giving Them Out As Gifts

transfer visa gift card to bank account

This is one of the most common options for getting rid of or using your Visa gift cards. You can use these cards as a means of a gift. You can give them out to friends and family for occasions like birthdays and graduations among others.

Using These Cards To Buy And Resell Items

transfer visa gift card to bank account

This particular method involves a series of complex steps. However, it is the only option that lets you make a profit while you transfer visa gift card to bank account. As we mentioned above, there are various sales and offers that are available for Visa users.

There are also heavy discounts that are offered on certain goods and services. So you must keep an eye out in case these opportunities come by. Once you have availed these discounts, you can more value out of these cards than what they are originally worth. Thus you can make a profit by buying and then reselling these items to other people.


Can You Turn A Visa Gift Card Into Cash In Hand?

Yes, you can turn a Visa gift card into cash in hand. You can sell it to a friend or on sites like Amazon to get money directly into your hands.

Can You Put A Visa Gift Card In Your Bank Account?

You can put a Visa gift card into your bank account but not directly. There is always a medium in between that converts the card into its cash equivalent. Once that is done, the money is transferred to your bank account.

How To Transfer A Visa Gift Card To A Bank Account?

There are a plethora of ways in which you can transfer a Visa gift card to a bank account. Options like PayPal, Venmo, Mobile applications, and websites are available that make it possible to do it.

Can You Withdraw Cash From A Prepaid Visa?

Yes, you can withdraw cash from a prepaid Visa card. Simply visit an ATM or a bank that accepts these cards and you can get hard cash in return.

Can You Transfer Money From A Gift Card To A Debit Card?

It is not possible to directly transfer a gift card to your debit card. There needs to be a third party application involved that will convert your

How To Get Cash From A Vanilla Visa Gift Card?

The process of getting cash from a Vanilla Visa gift card is the same as a normal gift card. You simply have to use a third-party application that will help convert the card into cash.

Can You Use A Visa Gift Card At An ATM?

You cannot use Visa gift cards at an ATM as it does not come with a PIN. You would have to get it converted and then use the cash you obtain from it to make the purchases.

Can You Use Your Visa Gift Cards In Online Stores?

Yes, you can use your Visa gift cards in all online stores that accept Visa cards in general. Simply do your shopping, add the card information at check-out, and confirm the payment.

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